News & Insights
Annuities
How annuities pay: fixed, indexed and income contracts, what the guarantees actually promise, and what surrender charges and the free-look period mean.
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What an annuity actually pays, and the four kinds people buy
Americans put $464.1 billion into retail annuities in 2025, a fourth straight record. Here is what the contracts do, what the charges cost, and where each one fits.
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